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Easy Upgrade

Say hello to the newest now. And later.

Easy Upgrade

Easy Upgrade 0% interest free, on any Mac over 24 months.

Offer available for a limited time only. T&Cs apply.


Whether you’re starting your exciting upgrade journey or ready to swap for the latest device, with Easy Upgrade, we’ve got you covered! Spread the cost with low monthly payments to own the Mac, iPad, iPhone or Apple Watch you've always wanted and then upgrade to the latest device at the end of your plan.

Our 2 year warranty is also included with every purchase of Mac, iPad, iPhone and Apple Watch from KRCS.

Choose

Select your device and payment options terms that are right for you. Then add your favourite extras.

Pay

Decide whether you would like to pay over 12, 24 to 36 months, with 5% upfront payment.

Upgrade

At the end of the term, simply return the device to upgrade or pay the balance and keep the device.

Affordable for you

Whether you shop online or in-store you can pay monthly for the latest Mac, iPad, iPhone or Apple Watch over 12, 24 or 36 months, depending on device.

High Street Store Exclusive.

If you're ready to upgrade and have a pre-loved device, trade it in and apply it's value to your new purchase, when you visit one of our High Street Stores.

 64GB128GB256GB512GB1TB
iPhone SE£15.56/mo£17.56/mo
5% upfront payment of£19.26£21.74
iPhone 11£18.91/mo£20.84/mo£24.71/mo
5% upfront payment of£24.21£26.69£31.64
iPhone 12 mini£17.18/mo£18.80/mo£22.04/mo
5% upfront payment of£24.17£26.45£31.02
iPhone 12£20.71/mo£22.35/mo£26.43/mo
5% upfront payment of£29.14£31.46£36.09
iPhone 13 mini£19.56/mo£22.66/mo£28.88/mo
5% upfront payment of£29.14£33.77£43.04
iPhone 13£22.89/mo£26.03/mo£32.31/mo
5% upfront payment of£34.11£38.79£48.15
iPhone 13 Pro£32.43/mo£35.84/mo£42.67/mo£49.51/mo
5% upfront payment of£46.98£51.93£61.83£71.73
iPhone 13 Pro Max£35.84/mo£39.26/mo£46.09/mo£52.92/mo
5% upfront payment of£51.93£56.88£66.78£76.68

Per month price and 5% upfront payment is based on web pricing. Store pricing may vary.

   

Available on 12 or 24 month plans. Pricing based on Easy Upgrade 24.

Easy 24 Representative Example: £389 Purchase Price. 5% Upfront Payment of £19.45. Amount of Credit £389.
24 Monthly payments of £15.72. Total Repayable after 24 months £377.28. Rate of Interest (fixed) 9.5% APR. Return the device after 24 payments to settle the outstanding loan or keep the device and make 2 further monthly payments. Total amount repayable £408.27

To upgrade, return the device in a pre-agreed condition and the balance of the agreement will be settled. If the device is not as per the pre-agreed condition, then we will advise of repair cost or a reduced trade in value. We will credit to your Klarna account accordingly. You will need to make additional payment/s to Klarna to settle the remaining balance. This finance agreement is subject to status and provided by Klarna Bank AB (publ). If you already have a Klarna Credit account, this purchase will be added to your balance.

 

 64GB128GB256GB512GB1TB2TB
iPad mini£12.20/mo£15.76/mo
5% upfront payment of£23.48£30.34
iPad£8.29/mo£11.93/mo
5% upfront payment of£15.95£22.95
iPad Air£14.75/mo£18.56/mo
5% upfront payment of£28.38£35.73
iPad Pro 11"£19.07/mo£21.62/mo£26.71/mo£35.62/mo£44.53/mo
5% upfront payment of£36.71£41.61£51.41£68.56£85.71
iPad Pro 12.9"£25.44/mo£27.98/mo£33.08/mo£41.99/mo£50.90/mo
5% upfront payment of£48.96£53.86£63.66£80.81£97.96

Per month price and 5% upfront payment is based on web pricing. Store pricing may vary.

   

Available on 24 or 36 month plans. Pricing based on Easy Upgrade 36 and Wi-Fi model. Other model pricing available - ask in-store for details.

Easy 36 Representative Example: £319 Purchase Price. 5% Upfront Payment of £15.95. Amount of Credit £319.
36 Monthly payments of £8.29. Total Repayable after 36 months £298.44. Rate of Interest (fixed) 9.5% APR. Return the device after 36 payments to settle the outstanding loan or keep the device and make 7 further monthly payments. Total amount repayable £356.00

To upgrade, return the device in a pre-agreed condition and the balance of the agreement will be settled. If the device is not as per the pre-agreed condition, then we will advise of repair cost or a reduced trade in value. We will credit to your Klarna account accordingly. You will need to make additional payment/s to Klarna to settle the remaining balance. This finance agreement is subject to status and provided by Klarna Bank AB (publ). If you already have a Klarna Credit account, this purchase will be added to your balance.

 

MacBook AirMacBook Air 13" (2020)from £22.89/mo5% upfront payment from £47.46
MacBook ProMacBook Pro 13" (2020)from £29.76/mo5% upfront payment from £61.71
MacBook Pro 14" (2021)from £43.50/mo5% upfront payment from £90.21
MacBook Pro 16" (2021)from £54.95/mo5% upfront payment from £113.96
iMaciMac 24" Retina 4.5Kfrom £28.61/pm5% upfront payment from £59.33
iMac 27" Retina 5Kfrom £42.73/pm5% upfront payment from £85.46
Mac miniMac mini M1 chip (2020)from £16.61/mo5% upfront payment from £33.21

Per month price and 5% upfront payment is based on web pricing. Store pricing may vary.

   

For a limited time only, Easy Upgrade is available with 0% interest free on any Mac when you pay over 24 months. Please spend responsibly - Borrowing beyond your means could seriously affect your financial status, ensure you can afford to make your repayments on time by the due date.


Available on 24 or 36 month plans. Pricing based on Easy Upgrade 36.

Easy 36 Representative Example: £999 Purchase Price. A 5% Upfront Payment of £49.95. Amount of Credit £999.
36 Monthly payments of £24.09. Total Repayable after 36 months £867.24. Rate of Interest (fixed) 9.5% APR. Return the device after 36 payments to settle the outstanding loan or keep the device and make 11 further monthly payments. Total amount repayable £1,130.90

To upgrade, return the device in a pre-agreed condition and the balance of the agreement will be settled. If the device is not as per the pre-agreed condition, then we will advise of repair cost or a reduced trade in value. We will credit to your Klarna account accordingly. You will need to make additional payment/s to Klarna to settle the remaining balance. This finance agreement is subject to status and provided by Klarna Bank AB (publ). If you already have a Klarna Credit account, this purchase will be added to your balance.

 

 GPSGPS+Cellular40mm44mm
Apple Watch SE£9.53/mo£10.68/mo
5% upfront payment of£12.21£13.68
£11.45/mo£12.59/mo
5% upfront payment of£14.66£16.13
Apple Watch Nike SE£9.53/mo£10.68/mo
5% upfront payment of£12.21£13.68
£11.45/mo£12.59/mo
5% upfront payment of£14.66£16.13
 GPSGPS+Cellular41mm45mm
Apple Watch Series 7£12.85/mo£13.90/mo
5% upfront payment of£18.09£19.56
£16.33/mo£17.38/mo
5% upfront payment of£22.99£24.46
Apple Watch Series 7 Nike£12.85/mo£13.90/mo
5% upfront payment of£18.09£19.56
£16.33/mo£17.38/mo
5% upfront payment of£22.99£24.46

Per month price and 5% upfront payment is based on web pricing. Store pricing may vary.

   

Available on 12 or 24 month plans. Pricing based on Easy Upgrade 24 on Aluminium Watch with Sport Band.

Easy 24 Representative Example: £249 Purchase Price. 5% Upfront Payment of £12.45. Amount of Credit £249.
24 Monthly payments of £9.73. Total Repayable after 24 months £233.52. Rate of Interest (fixed) 9.5% APR. Return the device after 24 payments to settle the outstanding loan or keep the device and make 3 further monthly payments. Total amount repayable £262.27

To upgrade, return the device in a pre-agreed condition and the balance of the agreement will be settled. If the device is not as per the pre-agreed condition, then we will advise of repair cost or a reduced trade in value. We will credit to your Klarna account accordingly. You will need to make additional payment/s to Klarna to settle the remaining balance. This finance agreement is subject to status and provided by Klarna Bank AB (publ). If you already have a Klarna Credit account, this purchase will be added to your balance.

 

How does Easy Upgrade work?

Easy Upgrade - Online

1

Choose

Choose your Mac, iPad, iPhone or Apple Watch from our online store and select ‘Apply for Easy Upgrade’. This will take you into the Easy Upgrade portal to select your model, choose the term you would like to pay over and add any accessories.

2

Pay

Complete the Easy Upgrade application online and receive an immediate decision. You'll need your mobile phone for the application. If your Easy Upgrade application is accepted, you'll have to make a 5% upfront payment and you will receive confirmation of your order via email.

3

Upgrade

At the end of your chosen repayment period of 12, 24 or 36 months (depending on device and agreement) we will get in touch to let you know how to return the device in a pre-agreed condition. You are then ready to upgrade to the latest Mac, iPad, iPhone or Apple Watch. Alternatively, you can continue to pay the balance and keep the device.

Easy Upgrade - In-store

1

Choose

Visit a KRCS store. Choose your Mac, iPad, iPhone or Apple Watch, add accessories, and one of our experts will show you the monthly repayment amounts. Got a pre-loved device? Trade it in and apply it's value to your new purchase to reduce your monthly payments.

2

Pay

If you don’t have a Klarna account you'll need your email address, phone number, and valid photo ID like a driving licence or passport. Klarna will send you a link to complete the application on your own device and if your application is accepted you'll need a make a 5% upfront payment.

3

Upgrade

At the end of your chosen repayment period of 12, 24 or 36 months (depending on device and agreement) return the device in a pre-agreed condition and we will settle the balance of your agreement. You are then ready to upgrade to the latest Mac, iPad, iPhone or Apple Watch. Alternatively, you can continue to pay the balance and keep the device.

Go ahead, accessorise

Once you've chosen your device, you can then add accessories to go with it. Add a screen protector for your new iPhone or have a party with HomePod mini.

Any network, any tariff

Any iPhone purchased at KRCS, is unlocked. Once you've activated your new iPhone, it will always be unlocked, giving you the choice to switch network if you wish.

Peace of mind, AppleCare+

AppleCare+ includes up to 2 incidents of accidental damage and 3 years hardware and software support (depending on device).


Terms & Conditions

Please spend responsibly - Borrowing beyond your means could seriously affect your financial status, ensure you can afford to make your repayments on time by the due date.

Easy Upgrade is subject to status and credit check. Orders that are part of the Easy Upgrade Plan cannot be combined with other offers or discounts.

0% interest free offer on any Mac over 24 months is for a limited time only and can be withdrawn at any time.

KRCS Group Ltd is registered in England No(s). 1741640 & 2322420. Registered office: KRCS Group Limited, Queens Court, Lenton Lane, Nottingham, UK NG7 2NR. KRCS Group Limited is authorised and regulated by the Financial Conduct Authority (FCA FRN 697819) and acts as a credit intermediary and not a lender, offering the Easy Upgrade Plan credit from Klarna Bank AB (publ). Finance is only available to permanent UK residents aged 18+, subject to status, terms and conditions apply.

Klarna Bank AB (publ) is authorised and regulated by the Swedish Financial Supervisory Authority. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website. Details about the extent of our regulation by the Financial Conduct Authority are available from us on request. Registered office: Sveavägen 46, 111 34 Stockholm, Sweden. Corporation ID number: 556737-0431.

Device Trade-in and upgrade are subject to these terms and conditions dependent on the length of the plan agreed. Read more. Trade-in terms and conditions apply for device fulfilling trade in criteria, ask in-store for more details. Trade-in Service is only available in your local KRCS Store, not available online. For further information ask a member of staff for details.

Our 2 year hardware warranty is included, as standard with every new iPhone, iPad or Mac – full terms are available here.